Cheap Credit Cards Compared

Cheap Prepaid Credit Cards

There are an increasing number of prepaid credit cards being launched in the UK. Some are specifically targeted at teens, and are available to under 18’s whilst others offer fully branded prepaid Visa or MasterCards with Chip&PIN capability and high reload limits. Many of the prepay products available have different pricing structures and fees, and it can become difficult to select the product that best suits your needs. They are also beneficial when taking money abroad as a safer alternative to foreign currency.


Provider Application Fee Monthly Fee Transaction Fee ATM Charges Reload Fee Reload Options
Kalixa Prepaid MasterCard Kalixa Prepaid MasterCard £6.95 Free Free UK: 1.750
Abroad: 2.250
Up to 5.00% SMS Telephone Online OverCounter Apply
2-4-1 ticket offer. Get 2 event tickets for the price of 1 - with Kalixa and viagogo!
Cashplus Gold Activeplus Cashplus Gold Activeplus Up to £9.95 £4.95 UK: Free & Unlimited UK: £2.00
Abroad: Up to £3.00
FREE SMS Telephone Online OverCounter Apply
Creditbuilder available to help you rebuild your credit rating & you can also set up standing orders and direct debits.
Cashplus Gold Deluxe Cashplus Gold Deluxe Up to £9.95 £9.95 UK Free & Unlimited (Non UK): 2.99% UK: UK: £2.000
Abroad: 3.000
Variable SMS Telephone Online OverCounter Apply
Online banking - set up standing orders for free.
Freedom Prepaid MasterCard Freedom Prepaid MasterCard £5.99 Up to £7.99 Up to £0.50 UK: Up to 1.5%
Abroad: Up to £2.50
Variable SMS Telephone Online OverCounter Apply
Personalise your credit card with your own picture for £7.99
Virgin Money Pay as you go Prepaid Card Virgin Money Pay as you go Prepaid Card £9.95 Free UK: 2.95% Abroad: 3.50% UK: 2.951
Abroad: 3.501
Up to 2.75% SMS Telephone Online OverCounter Apply
Great discounts at Virgin companies
Virgin Money Pay Monthly Prepaid Card Virgin Money Pay Monthly Prepaid Card £9.95 £4.75 UK: Free. Abroad: 2.95% UK: 1.500
Abroad: 1.500
Up to 2.75% SMS Telephone Online OverCounter Apply
Great discounts at Virgin companies
Virgin Money Prepaid Travel Card - Euro Virgin Money Prepaid Travel Card - Euro Free Free € Free / Other 3.5% UK: € 1.50
Abroad: 3.5% plus €1.50
Variable SMS Telephone Online OverCounter Apply
No commission fees and no application fee
Virgin Money Prepaid Travel Card - Dollar Virgin Money Prepaid Travel Card - Dollar Free Free $ Free / Other 3.5% UK: $2.00
Abroad: 3.50% plus $2.00
Variable SMS Telephone Online OverCounter Apply
More convenient than travellers cheques, no commission fees, no application fee.
CardOneBanking CardOneBanking Free £12.50 UK Free.Abroad Free + exchange fee 2.75% UK: 1.000
Abroad: £3.00 + 2.75%
Variable SMS Telephone Online OverCounter Apply
Open to everyone, irrespective of current situation or past credit history. No credit checks
Secure Trust Bank Secure Trust Bank £12.50 £12.50 Abroad 2.75% UK: 0.500
Abroad: 2.250
Free SMS Telephone Online OverCounter Apply
Earn cash rewards for everyday purchases using your MasterCard® Prepaid Card
Blue Sky Prepaid MasterCard Blue Sky Prepaid MasterCard £9.99 Up to £4.45 Up to £0.66 UK: Pay Monthly £0.99/PAYG 1.50%
Abroad: 2.000
Variable SMS Telephone Online OverCounter Apply
Buy it, load it, spend it. Simple
Escape Travel Money Escape Travel Money £9.99 Free Free UK: €2.00
Abroad: Free
Variable SMS Telephone Online OverCounter Apply
Available in Euro, Dollar or Sterling. No fees to make purchases on your card and FREE international ATM withdrawals. Reload fees may apply.
Cashplus Premier - Business Cashplus Premier - Business £29.99 yearly Free UK Free & Unlimited (Non UK): 2.99% UK: 2.000
Abroad: 3.000
Up to £0.99 SMS Telephone Online OverCounter Apply
First Premier MasterCard First Premier MasterCard £8.95 £1.00 UK: Free/Abroad: 2% UK: 1.000
Abroad: 1.000
Variable SMS Telephone Online OverCounter Apply
The bright way to manage your money!
Tuxedo Eccount Banking Tuxedo Eccount Banking £9.95 £10.00 Free UK: Free0
Abroad: 2.751
SMS Telephone Online OverCounter Apply
Free online banking including bill payments by standing orders.
Tuxedo Pay As You Go Prepaid Card Tuxedo Pay As You Go Prepaid Card £9.95 Free 2.95 UK: 1.501
Abroad: 2.250
Free SMS Telephone Online OverCounter Apply
The Tuxedo Pay As You Go MasterCard® prepaid card is a perfect option for those everyday purchases, or to use as a tool to help you manage your money. The Pay As You Go card is most suitable to those who are only looking to make 4-5 transactions a month.
Tuxedo Pay Monthly Prepaid Card Tuxedo Pay Monthly Prepaid Card £9.95 £4.95 0.00 UK: 0.500
Abroad: 2.250
Free SMS Telephone Online OverCounter Apply
The Tuxedo Pay As You Go MasterCard® prepaid card is a perfect option for those everyday purchases, or to use as a tool to help you manage your money. The Pay As You Go card is most suitable to those who are only looking to make 4-5 transactions a month

The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best endeavour to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider.

 

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