Cheap Holiday Cancellation Insurance

If you have to cancel or cut short your trip because of one of the reasons listed we will pay towards travel and accommodation expenses that you have paid or have agreed to pay under a contract and which you cannot get back, including any local prepaid excursions, tours or activities, if it is necessary and you cannot avoid cancelling or cutting short your trip and reasonable extra travel costs if it is necessary and you cannot avoid cutting short your trip.

Cancellation Reasons:

• You die, become seriously ill or get injured.
• A relative, business associate, a person you have booked to travel with or a relative or friend living abroad who you plan to stay with, dies, becomes seriously ill or gets injured.
• You have to go to court to be a witness or be on a jury (but not as an expert witness) or you are put in quarantine.
• There is an accident involving a vehicle you were planning to travel in, which happens within seven days before the date you planned to leave and means you cannot use the vehicle. This only applies to self-drive holidays.
• You are a member of the armed forces, police, fire, nursing or ambulance services and you have to stay in your home country because of an emergency or you are posted overseas unexpectedly.
• You are made redundant, as long as you are entitled to payment under the current redundancy payments law and, at the time of booking your trip, you had no reason to believe you would be made redundant.
• The police need you to stay in your home country after a fire, storm, flood or burglary at your home or place of business within 48 hours before the date you planned to leave.
• The police need you to return home to your home country after a fire, storm, flood or burglary at your home or place of business.
• You cannot travel because of government restrictions after an epidemic, for example, the Foreign and Commonwealth Office (FCO) advise you not to go to the destination because there has been an outbreak of avian flu.
• If you become pregnant after we have sold you this policy, and you will be more than 32 weeks pregnant at the start of, or during, your trip. Or, your doctor advises that you are not fit to travel because you are suffering from complications of pregnancy or childbirth.