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Annuities Help

Annuities

An annuity is defined as a contract that provides an income stream in return for an initial payment. It can be described as a loan where you, the purchaser, lend the money to the company. They then pay this back over time until the unfortunate passing of the purchaser. An annuity has no expire or end date and covers the purchaser until death.

The idea behind an annuity is a way to increase a pension income, the companies offering annuity base rates on life expectancy paying more out to anyone who exceeds this. These costs are offset against the percent who unfortunately do not.

Types of Annuities

  • Fixed Annuity
  • Impaired Life Annuity
  • Variable Annuity

Each type of annuity offers a different size return for investment and to find further information please visit our annuity frequently asked questions page.

 

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What Money products are you looking for?

 
  • Guaranteed income for life when you retire.

  • Quickly turn your pension into an income

  • Increase your retirement income

  • Talk to an annuities advisor to discuss your specific needs further.

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