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Reward Credit Cards

Reward cards, as the name suggests, simply reward you everytime you spend on your card. The great thing about these cards is that you can personalise what type of rewards you receive depending on your lifestyle. For example, if you are somewhat a globetrotter then collect airmiles with the Virgin card! Or if you have many mouthes to feed at home then a credit card that collects Sainsburys points could be more suited to you!

Benefits

You will earn reward points each time you spend on your card. What these points can be used for will depend on which credit card you opt for, but they can be exchanged for things such as Airmiles, high street shopping vouchers or days out to places such as Alton Towers.

Negatives

A rewards credit card is only worth considering if you pay your balance off in full each month. Otherwise, the interest you are charged on your outstanding debt will outweigh the value of the reward.