Cheap Young Driver Car Insurance

Road safety charity Brake has conducted research which states that almost a quarter of all drivers aged 17-24 will be involved in a car accident within two years of passing their test. Drivers under the age of 20 are also 33% more likely to be killed in a car accident than someone in their 40s or 50s.* It stands to reason then, that when you first start driving your car insurance is likely to be sky-high. It's important to keep these costs down, so try these tips to make a difference to your current or future premium:

  • Don't buy a hugely powerful or sporty car - try one from insurance Group 1 or 2.
  • Don't modify your car in any way - keep to the factory settings and avoid making changes.
  • Get a black box - installing telematics can lower your premium by up to 20%.
  • Up your voluntary excess - the more you have to pay towards a claim, the less likely you are to claim.
  • Do an additional driving course - you'd be seen as an advanced driver, which can cut costs.
  • Drive less - this sounds counter-intuitive, but if you're not on the road as much, you're less likely to have an accident.

As you gain valuable driving experience, your premium tends to decrease. So follow those tips to make it easier getting your first car on the road and on your way to earning a clean driving record. Here at Cheap.co.uk we compare over 90 car insurance providers to find you the cheapest policy we can, so that you save money as a young driver. Click here to get your cheap car insurance quote!

*Source: Car Insurance For Young Drivers | Quotezone.co.uk

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