Credit Cards

Here at we offer free, independent, online comparisons of credit cards. These include 0% balance trasfer cards, air miles cards, rewards cards and more. We want to help you find the lowest rates, meaning the cheapest repayments and the most rewarding cards we can. Some credit cards offer reward schemes and promtions which can be seen below and there are even some credit builder schemes cards.

Simply select the type of card you need below to get searching our extensive range of credit cards. Get a great deal on your credt card today with!

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With an ever increasing number of credit cards we may be able to help you find either the cheapest credit card for your needs or a card which saves you a few pounds, after all that is what we are all about. Why not take a look at the below table which includes cards from well known lenders and banks such as Halifax, Bank of Scotland and Virgin and compare balance transfer rates, the typical APR and purchases rate. Please bear in mind some cards charge a fee for balance transfers but we have displayed these where relevant.

Cheap Credit Cards

Each credit card scheme is set up slightly differently, some offer a better APR typical rate whereas some offer free balance transfer rates so there is no one right option when it comes to finding a cheap credit card, its all down to your particular needs at that time. By clicking the below images our system will filter the credit cards to display those best for purchases, credit building or rewards just to help you.

We always recommend you think carefully before selecting which card to apply for as some offer a great initial rate (sometimes 0%) on purchases for a limited time. This can then rise to sometimes as high as 40-50% but if managed correctly a credit card can be a cost effective way to borrow money.

0% Credit Cards

Many look for 0% cards on spending and balance transfers but its always worth taking into account the typical APR rate, as soon as cards 0% period expires you are then charged interest often at quite a high rate. Its not uncommon to find cards with 0% offers of both balance transfers and purchases for as long as or even long then a year, these cards provide the best of both helping those who are looking at switching an existing card over but to still be used regularly.

The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best endeavour to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider.

pre-paid cheap credit cards


Helpful Credit Card Information


Helpful Links

These helpful links will hopefully help you make the right decision about what credit card is best suited to you. Here at we want you to save money in the most simplest way and our credit card comparison table is the way to do it!

Check out our other financial services

Balance Transfers

To help lure consumers to their products, many companies offer free balance transfers from your old credit card onto your shiny new one through them. Once the money is safely owed to this new company, they will often provide a grace period with sometimes as little as 0% interest for anything upto a year.


Purchase deals are introductory offers on credit cards that last upto 3 months. It defines the special interest you will be charged on all credit card purchases up until the expiry date at which point you will then be charged your typical APR thereafter.

Credit Card

Credit cards are a credit form of borrowing meaning you can purchase goods and services and return the outlay at a later date. Many use credit cards to also obtain cash advances and for consolidating debt.

Minimum payment

The amount you must pay as a minimum each month to keep your account in order.

Interest free period

The time between when you purchase something on your card and the date when your monthly bill is to be paid. This can sometimes be 50 days or more and is interest-free meaning if you settle your credit card in full every month before the due date, it's free borrowing.

Promotional Rate

A rate that is applied to your account until a given expiry date as a means to make you use the card more. After this period it will revert to the standard rate applicable to your account at that time.


APR is the annual percentage rate of interest on a credit card. This is the amount you will pay in interest charges per year. In its most simplistic form, you can figure out how much you pay per day, take the APR divided by 365. The shown APR is the interest you will pay if you have a good credit rating.

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