Caravan insurance covers you for a multitude of different scenarios, and without insurance, you risk footing the bill for anything that can go wrong. Getting insurance for your static or touring caravan covers the cost of damages, provides compensation for burglary or theft, and covers legal costs if you injure someone in an accident involving your caravan. Typical protection includes:
When you’re thinking about insuring your caravan, you need to have a think about which type of insurance you're after. There are two main types.
New for old cover ensures that if your caravan is stolen or damaged beyond repair, you get a brand-new replacement equivalent to your old one. This also applies to your personal possessions (if you have chosen to cover your contents) and caravan equipment, replacing them with new items. When selecting this type of cover, you need to input the cost of a new equivalent model, not what your caravan is worth now.
Market value cover on the other hand, compensates you for the current value of your caravan at the time of loss. So if your caravan is 20 years old, the insurer will pay out the going rate for a similar model of that age and condition. Often, this is the more cost-effective option, especially for older caravans.
Our caravan insurance comparison service can help you find competitive caravan insurance prices using a quick and easy online quote system - so why not get a quote now and see if you can save?
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