Cheap Vehicle Breakdown Cover

Here at cheap.co.uk, we like nothing better then a great deal and the best way to find a cheap rate is with the aid of an online comparison service. So take a look at our online breakdown cover comparison service and find cheap breakdown insurance rates with the best breakdown companies.

With a vast range of suppliers and insurance companies offering breakdown policies it can often be hard to find the ones that suit your needs, from UK breakdown cover with extras such as home start to those offering European breakdown cover you can find them all at cheap.co.uk.

A brief guide to breakdown cover

In difficult times, breakdown cover makes sound financial sense, particularly for those who drive regularly. It provides a fall-back that allows you to complete many journeys when you would otherwise be unable to reach your destination, while improving both your security and safety levels on the road.

Technological advances have made the cars of today far more difficult to repair, meaning that it is usually far easier to leave fixing your car by the roadside in the hands of the professionals; this keeps you out of harms way and is why breakdown cover is so important.

There are two types of breakdown cover: personal and vehicle specific. Vehicle-specific cover relates to the use of a particular mode of transport and covers it regardless of who is driving it. This tends to be best-suited to vehicles where one car is used by several members of the family. Personal cover, on the other hand, covers an individual driver irrespective of the vehicle they are driving. This type of policy is therefore most often chosen by individuals who regularly drive more than one vehicle - perhaps a car belonging to a partner, or a company car.

Whichever type of cover you opt for, you will be able to decide on the level of protection you take out, with the annual or monthly premium you are charged for based on the benefits you are entitled to. The most basic level of breakdown cover is roadside cover. This provides callout protection and may include a certain amount of labour time too. It is important to note that some policies may cap the number of callouts you are entitled to.

The next level up is national cover. In addition to sending someone to attend your vehicle, this protection will ensure both you and your vehicle are transported, most commonly to a garage or your home. Home start protection covers vehicles or drivers when their transport will not start at their home location, which can be extremely beneficial if you have an important journey to make but cannot get your car going.

The final level of cover, which you may choose to take in addition to your basic breakdown policy, is European breakdown cover. This will provide piece of mind should you be involved in an accident or breakdown when journeying through Europe, especially if rectifying a problem on your own is likely to be more stressful and difficult - particularly if theres a language barrier.