Electric Car Insurance: Help & Hints

Reduce The Cost Of Electric Car Insurance

To reduce your electric car insurance premium, consider the following strategies:

  • Opt for Higher Voluntary Excess: Agree to pay a higher amount during a claim to lower your premium.
  • Be Accurate with Your Mileage: Lower mileage often means lower premiums, but ensure the accuracy to avoid policy issues.
  • Enhance Security Features: Install devices like immobilizers and alarms to reduce theft risk and potentially lower premiums.
  • Utilise a Dash Cam: Some insurers offer discounts for dash cam users, which can also aid in accident fault determination.
  • Build Up Your No-Claims Bonus: A history of no claims can significantly reduce your insurance costs.
  • Consider Parking Location: Parking in a garage or driveway, especially overnight, can lower your risk profile and premium.
  • Add an Experienced Driver to Your Policy: Having a seasoned driver as a named driver on your policy might reduce the premium.
  • Complete an Advanced Driving Course: This can be particularly beneficial for young or inexperienced drivers to lower premiums.
  • Use Telematics Policies: These policies monitor your driving habits and can offer discounts for safe driving behaviours.
  • Shop Around at Renewal: Loyalty doesn't pay with insurance; always compare quotes at renewal time to find the best deal.
  • Consider EV-Specific Insurers: These specialists may offer more accurate and potentially lower pricing for electric cars.
  • Try a Pay-Per-Mile Plan: If you use your electric vehicle mainly for short trips, this could result in substantial savings.

And of course, one of the tried-and-tested ways to get more affordable electric car insurance is to use Cheap.co.uk. Our comparison engine will give you the freedom to choose a budget-friendly policy in no time, so click here to get started on your quote journey.

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