Cheap Gadget Insurance Help

With such a range of gadgets now on offer, the insurance required for each can often be confusing.

What is Gadget Insurance?

Gadget insurance is form of insurance and cover used by many to protect electronic gadgets against damage, loss or theft. An individual takes out the policy on their item / items depending upon requirements and should the unfortunate happen they can then claim for repair or replacement of the item (often up to a certain value).

Levels of Cover?

There are many levels of cover available with some companies offering a tiered policy structure for example: basic, intermediate and full. Most policies will cover for accidental damage as standard with extras such as theft and accessory cover to be added (or included on higher tiered policies). It is always recommended you read the terms and conditions to find out exactly what is included under your policy.

Why Do I Need to Insure?

Most portable electronics such as MP3 players, mobile phones and sat navs are not usually covered by a standard house insurance policy and with these items often being quite expensive and taken out and about by most, the chances of loss or theft can be quite high.