Home insurance has two main components: the building itself, and the contents within the building. These are available as two separate insurance policies, although homeowners often decide to combine them under one. This results in less paperwork and can be more cost-effective than purchasing home and contents insurance individually - and if you find yourself in a situation affecting both your belongings and the house itself, the claims process can be much smoother.
Combined building and contents insurance is suitable for homeowners who want to make sure both their property and the valuables inside are protected against a wide range of risks, from damage to the house itself due to events like fire, flood, and storm, as well as loss or damage to personal possessions due to theft, vandalism, or accidents. Insurers can also offer flexible add-ons, like accidental damage cover and cover for high-value items, so that policyholders can personalise their policy to their specific needs.
When it comes to getting home insurance, whether it’s just the building, just your contents, or a combination of both, Cheap.co.uk can help. We’ll compare over 50 home insurance providers to find you the deal you’re looking for, so that you’ve got peace of mind your home is protected. Click here to get a quote now!