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Motorbike Insurance FAQ

A team of insurance experts are here to answer all your motorbike insurance queries

Motorbike Insurance FAQ

Q: What is Compulsory Basic Training (CBT)?

A: Compulsory basic training (CBT) was introduced in 1990 to help reduce the very high accident rate among inexperienced motorcyclists. A CBT must be completed before a moped or motorcycle learner rider is allowed to ride on the road with L-plates or D-plates in Wales. You will need to complete a CBT if you want to ride a moped/motorcycle. (a moped has an engine not over 50 cc with a maximum design speed it can not exceed 50 kilometres per hour which is approximately 31 miles per hour) If you have obtained your car licence before 1 February 2001 you do not need to complete a CBT to ride a moped.

Q: What types of Full motorcycle licence are there?

A: There are two different types of full motorcycle licence: A light motorcycle licence (A1), which restricts riders to any bike up to 125 cc and a power output of 11 kW. The practical test must be taken on a bike of between 75 cc and 125 cc A standard motorcycle licence (A), is obtained if the practical test is taken on a bike of over 120 cc but not more than 125 cc and capable of at least 100 km/h per hour. After passing the standard motorcycle practical test, you will be restricted for two years to riding a bike of up to 25 kW and a power/weight ratio not exceeding 0.16kW/kg. After this you may ride any size of bike but we recommend that you contact the DVLA if you have any questions about your licence or any entitlement to ride a particular motorcycle.

Q: How can I help to reduce my premium?

A: While there are some things you can not change, for example your bike’s garaging arrangements there are other ways to help reduce the premiums that you pay for your bike`s insurance. By reducing the risk of theft, insurers provide extra discounts for any additional security that you fit onto your bike. Another effective way of gaining a discount is undertaking some other forms of further motorcycle training.

 

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