Opting for cars in the lowest insurance groups, like Groups 1 and 2, can lead to significant savings on your car insurance premiums. These cars are particularly budget-friendly for young, learner, and student drivers who typically face higher insurance costs due to perceived risk factors.
The savings come from lowering the risk due to the cars' small size and low engine capacity, making these vehicles slower and easier to handle, especially in tight parking situations. The following lists aren't exhaustive, and it's worth bearing in mind that sports cars or models with a high engine capacity won't fall inside these categories.
Choosing a car from these groups is a smart move for anyone looking to keep their car insurance cost as low as possible.
Insurance Group 1:
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Insurance Group 2:
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Young Driver Car Insurance -
Check out our insurance information for young drivers, and see what tips we can offer to save you money.
Car Insurance: Classes of Use -
Car insurance 'classes of use' are crucial for ensuring your policy matches how you actually use your vehicle, affecting your premium based on risk level.
Black Box Insurance -
Telematics were created for young drivers facing really high premiums, to help reduce the cost of their insurance... as long as the driver can prove they're careful behind the wheel.